DearJane Medical Lay-by Terms & Conditions

You can lay-by purchases of selected products at DearJane Medical and spread the payment over a number of weeks.

To establish a lay-by, you must pay a XXX% non-refundable deposit. Lay-bys are available for up to XXX with regular weekly payments of XXX% payments until paid in full.

If the customer fails to maintain the weekly credit card installments agreed by this period, the company reserves the right to cancel the agreement and refund all moneys less original XXX% deposit in to the original payment method.

The cancellation fee will not exceed XXX% of the initial Lay-By value.


Payments are are scheduled weekly with the nominated credit card at checkout.

No goods will be delivered prior to all payments being received in full. The seller will only dispatch the buyer product/s after receiving the final installment payment for all Lay-Buy sales.

Any items invoiced at discounted prices will revert to our standard list pricing if not paid for on or before the due date shown on the invoice.

Balance payments over the phone are welcome. At any time during payment schedule the buyer is welcome to call and pay the balance in full ahead of the schedule.

Company Cancellation of Lay-By Agreement

The company may cancel the Lay-By agreement if the customer fails to meet the payment schedule and applicable termination fees will apply where the customer has failed to comply with the agreement.

The company also reserves the right to terminate the agreement if they are unable to supply the item, the goods have been deemed to be faulty or they cease to trade. No termination fees will apply where the company has enacted any of these rights.

Cancellation Charge / Non-refundable Deposit

Seller shall charge the buyer a XXX% cancellation fee of the total order value under the terms of all Lay-Buy deals.

Banking Charges back Fees

The seller shall be entitled to pass-on to the buyer all charge back fees received by any given bank for any given customer charge back from any given Lay-Buy deal.